Malaysia's Employees Provident Fund (EPF) has declared a dividend rate of five percent for 2005, an increase over the previous year's 4.75 percent.
What's your feelings towards this dividend? Satisfied or not satisfied?
And if you are a reader from another country, how does the Malaysian EPF dividend payout rate against your own country? Care to share some views and comments?
Oh, for those who withdraw some funds out from the EPF to invest in unit trusts or to invest in the stock market on their own, what's your feeling towards this 5% thingy? Is your own personal performance giving you a better return? Is your unit trust managers giving a much better return for your money? Time to re-evaluate your investments, eh?
Friday, February 24, 2006
EPF declares 5% dividend.
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4 comments:
nm,
5% is ready peanut for Msian public. How is EPF going to help Msia worker to prepare for their retirement with this peanut return?
Imgaine this. When an able working adult purchased a house for his occupation, he needs to borrow from bank at current BLR 6.25%. Why can't EPF just let us use more (better still ALL) of our EPF to pay for our housing loan? By just doing this low risk investment (Actually no risk to worker as we need to pay the house anyway), general public can get better than 5% (difference around 1.25%). Compound this difference for 30 years, then u will know how EPF ripped us Big time.
Just 2 sen
hhc,
Interesting point raised... let me keep your comments open for others to chip in their views and opinions.
:)
Working career only 2 half years!
Contributed to EPF on that 2 half years!
No more contribute after that!
Always find managing my own money more return!
Feels good to beat the funds always!
Ho ho ho!!
Tok Is CHEAP!
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